KTRADE is a pure, open-architecture, CEFEX Certified record keeping Company that serves the retirement plan industry through Investment Advisors and its Alliance Members. The KTRADE Alliance is a national network of Third Party Administrators (TPAs), regionally located throughout the United States. Nexus Administrators is an Alliance Member currently serving the central California segment.


Working through its Alliance Members and business partners, KTRADE crafts retirement plan investment solutions to fit unique employer needs. KTRADE can allow an employer to offer low cost, non-proprietary fund alternatives to its employees. Employers have easy access to manage and administer the Plan while employees have user-friendly access to manage their accounts.

3(16) Fiduciary

Nexus Administrators has a strategic partnership with 3(16) Retirement Solutions, LLC.


A Fiduciary is a person who owes a duty of care and trust to another and must act primarily for the benefit of the other in a particular activity. Many of the actions needed to operate a qualified retirement plan involve fiduciary decisions. Fiduciaries are in a position of trust with respect to the plan participants and beneficiaries and are required to act solely in the interest of those participants and beneficiaries. The responsibility to be prudent covers a wide range of functions needed to operate a plan.

  • Payroll-Related Services
  • Nondiscrimination and Coverage Testing Responsibilities           
  • Distribution and Loan Responsibilities
  • Procedures for Plan
  • Participant Enrollment Responsibilities

  • Record and Document Maintenance
  • QDRO Responsibilities
  • Reporting and Disclosure Responsibilities
  • Notice Requirements and Fulfillment
  • Payroll